Frequently Asked Questions

Credt Repair FAQs

Here are the answers to some of the most commonly asked questions about how to rebuild credit.

What's the best way to rebuild credit fast?

The best way to rebuild credit is to clean up your credit report from derogatory items that are dragging down your credit score. To do this, you can spend hours of your time disputing these items and wait months for responses with no guarantees, or you can hire a credit repair company to do it for you. Credit repair removes questionable derogatory items from your credit report, thereby boosting your credit score to help you rebuild credit.

How long will it take to rebuild credit with credit repair?

The time it takes for credit repair to begin working varies by consumer. If you have a longer, complicated credit report with many questionable derogatory items, your credit repair process might take longer. Most good companies will produce the first round of results within 4-6 weeks. You will see maximum results at up to 6 months.

Can't I rebuild credit on my own?

Yes, but you won't achieve the caliber of results in the brief amount of time it would take a credit repair agency to rebuild your credit. Disputing items with credit bureaus can take hours and hours of time, and you probably do not have the expertise requisite to do this effectively and efficiently. There are a lot of things we can do for ourselves that we opt to have professionals do for us.getting our oil changed, for example. The small fee is worth the peace of mind of knowing it will get done right.

How much does credit repair cost?

If you have blemished credit, you are probably paying up to 40% more in interest rates than you should be. This is a tremendous cost to absorb. Comparatively speaking, the cost of credit repair is very reasonable when you think about what kind of money it will save you down the road. Usually, credit repair companies will charge a small set-up fee and then a monthly fee (usually around $40) for their services.

What kind of results can credit repair get me?

If you apply for credit repair services with us, we boast an average of just under nine deletions at three months and 28.6 deletions after a year. Imagine what your credit score would look like if almost 30 derogatory items were completely obliterated from your report!

If you would like to get a hold of us, you can get our information on our Contact Us page.